Title IV clarifies the registration and record-keeping requirements for covered investment advisers to provide the Securities and Exchange Commission (SEC) and the Federal Deposit Insurance Corporation (FDIC) with information...
securities
Dodd-Frank: Title IX - Investor Protections and Improvements to the Regulation of Securities
Introduction
Increasing Investor Protection
Sections 911, 915 and 919D amend the Securities Exchange Act of 1934 by creating an Investor Advisory Committee (IAC), an Office of the Investor Advocate (OIA) and an ombudsman appointed by the...
Dodd-Frank: Title V - Insurance
Introduction
The insurance sector is primarily regulated at the state level by individual state agencies. Title V of the Dodd-Frank Act establishes a Federal Insurance Office (FIO) within the Department of the Treasury to promote national...
Dodd-Frank: Title VI - Improvements to Regulation of Bank and Savings Association Holding Companies and Depository Institutions
Introduction
Title VI provides for heightened regulation of bank holding companies (BHCs), savings and loan holding companies (SLHCs), and depository institutions to ensure that these institutions do not threaten the United States’ financial...
Dodd-Frank: Title VII - Wall Street Transparency and Accountability
Introduction
Title VII creates a framework for the regulation of swap markets. Title VII grants the Commodity Futures Trading Commission (CFTC) regulatory authority over swaps, except for security-based swaps, which are regulated by the...
Dodd-Frank: Title VIII - Payment, Clearing, and Settlement Supervision
Introduction
Title VIII provides a new framework for assessing the systemic risk associated with financial institutions and financial market utilities involved in clearing activities for financial transactions. The Title grants authority to...
Dodd-Frank: Title X - Bureau of Consumer Financial Protection
Introduction
Title X of the Dodd-Frank Act (aka: Consumer Financial Protection Act of 2010), created the Consumer Financial Protection Bureau (CFPB or Bureau) as an independent agency within the Board of Governors of the Federal Reserve...
Dodd-Frank: Title XI - Federal Reserve System Provisions
Introduction
Title XI addresses changes to the Federal Reserve System. First, the Title allows greater supervision of the Federal Reserve’s operations by allowing the Comptroller General of the United States (the Comptroller) to audit the...
Dodd-Frank: Title XII - Improving Access to Mainstream Financial Institutions
Introduction
Title XII authorizes the Secretary of the United States Department of the Treasury to create multi-year grant programs designed to encourage Title XII’s targeted group, low-to-moderate income individuals, to utilize mainstream...
Dodd-Frank: Title XIII - Pay It Back Act
Introduction
Title XIII, commonly known as the “Pay It Back Act” (the Act), amends the Emergency Economic Stabilization Act of 2008 (EESA) by decreasing the Secretary of the Treasury’s (the Secretary) authority to purchase distressed assets...