The Genetic Information Nondiscrimination Act of 2008 (“GINA”) protects individuals from genetic discrimination in matter of employment and health insurance. As genetic science began to advance rapidly in the 1990s, many began to worry that...
insurance
group insurance
Group insurance is defined as the coverage of several individual persons under one comprehensive insurance policy issued by employers, associations, unions, or other qualified groups. Usually for the purpose of protecting and providing for...
group life insurance
Group life insurance is an optional program provided by many employers and sometimes other organizations. Group life insurance provides employees a set amount of coverage based upon their salary with the employer typically paying the...
hazard insurance
Hazard insurance is coverage that protects a homeowner and/or business owner against physical damages caused by unexpected and sudden events such as fires, severe storms, and other events. The homeowner or business owner will receive...
health benefits
A health benefit is defined as healthcare services provided or being covered under health insurance plans as a benefit, such as health maintenance organizations (HMO), to cover the costs of healthcare.
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health care fraud
Health care fraud is a type of white-collar crime that involves the filing of dishonest health care claims in order to turn a profit. Fraudulent health care schemes come in many forms.
Practitioner schemes include: Individuals...Health Insurance Portability and Accountability Act (HIPAA)
The Health Insurance Portability and Accountability Act (HIPAA) is a federal statute which protects the unauthorized release of individually identifiable health information. HIPAA applies to the release of health information by both health...
home warranty
Home warranty is a service contract that covers the cost of maintenance of a major housing system (for example, plumbing or electrical wiring) for a set period of time from the date a house is sold. The warranty guarantees repairs to the...
illicit
Illicit means unlawful or not permitted or forbidden by law in a specific jurisdiction. Illicit is more common in contemporary usage than its root, licit which means lawful or permitted. The word illicit is frequently used in insurance...
incidental beneficiary
An incidental beneficiary is a term used in contract law to refer to a third party who benefits from a contract between two other parties, but is not intended to benefit. In other words, the contract between the two parties is not made for...