insurance

collision damage waiver

Collision damage waiver (CDW), also called car rental insurance, removes a car renter’s liability for all or some damage to a rental vehicle in an accident, similarly to collision insurance. CDW also may cover instances of theft or vandalism...

collision insurance coverage

Collision insurance is a type of car insurance that covers damages to the insured’s vehicle when they are in a car crash, run into an object, or cause their car to roll-over. Unlike liability insurance in most states, collision insurance is...

collusive suit

A collusive suit (also referred to as a friendly suit) is a lawsuit where the parties are not actually in disagreement but are cooperating to steer the court towards some agreed-upon conclusion. As seen in United States v. Johnson, collusive...

commerce

Commerce refers generally to the activity of exchanging products, goods, and services for financial gain. The word commerce usually is used to mean economic activity broadly on a national or other large scale. Commerce can be used in many...

Commerce Clause

The Commerce Clause refers to Article 1, Section 8, Clause 3 of the U.S. Constitution, which gives Congress the power “to regulate commerce with foreign nations, among states, and with the Indian tribes.”

Congress has often...

comprehensive insurance coverage

Comprehensive insurance coverage is a type of auto insurance that covers most damages to the insured vehicle that do not occur in a collision. The covered damages usually include incidents like hail, theft, vandalism, tree branches falling,...

condition precedent

A condition precedent is a condition or an event that must occur before a right, claim, duty, or interests arises. A condition precedent is contrasted with a condition subsequent.

In a contract, a condition precedent is an...

Consolidated Omnibus Budget Reconciliation Act (COBRA)

The Consolidated Omnibus Budget Reconciliation Act, also known as COBRA, is a federal statute, passed in 1985, that provides employees and their families the right to continue group health benefits under an employers group health plan if...

contra proferentem

Contra proferentem is a rule of contract interpretation that states an ambiguous contract term should be construed against the drafter of the contract. The term contra proferentem is derived from a Latin phrase meaning “against the offeror...

controlling law

Controlling law refers to the laws of the state which will be relied upon in judging disputes. Because states have widely different substantive laws, determining which body of law is controlling is often dispositive of the case. The term...

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