BAPCPA

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Facts

Ruth Heffron established an Individual Retirement Account (“IRA”) and designated her daughter, Petitioner Heidi Heffron-Clark, as the sole beneficiary. See In re Clark, 714 F.3d 559, 560. When Ruth died in September 2001, the account, worth...

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In October 2006, Stephanie Kay Lanning ("Lanning") filed for personal bankruptcy under Chapter 13 of the bankruptcy code. See In re Lanning, 545 F.3d 1269, 1270 (10th Cir. 2008). Jan Hamilton ("Hamilton") was appointed trustee of Lanning's estate in...

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Robert Marrama entered the flooring business as a teenager and grew his family’s small enterprise into a multi-million dollar company. Sonia Nezamzadeh, Medill—On the Docket: Marrama, Robert v. Citizens Bank of Massachusetts,...

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Jason Ransom ("Ransom") is a single man living in Nevada. See Ransom v. MBNA, 577 F.3d 1026, 1027 (9th Cir. 2009). In 2006, he had $82,542.93 of unsecured debt, mostly on credit cards, including $32,896.73 owed to MBNA America Bank ("MBNA"). See Id. In...